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How to Choose the Right Target Weights for Your Assets

Last updated: July 2026

There is no single "correct" allocation for everyone; the right target weights depend on your age, risk tolerance, and investment goal (retirement, buying property, education, etc.).

General guidelines

The longer your time horizon, the more you can typically allocate to higher-growth assets like stocks. As your goal approaches, shifting more weight toward stable assets like cash and gold can help reduce volatility.

Setting this up in Settings

On the Settings page you can add each asset and set its target weight — keeping in mind that all weights must total exactly 100% for the Deposit Calculator to work correctly. See Best Strategies for Diversifying a Portfolio for more ideas.